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www.Personal Car Negotiator.com
WHO ARE WE?
WE ARE CONSUMER ADVOCATES FOR
AUTOMOBILE LEASING AND FINANCING
FOR THE EVERYDAY PERSON
“WE ARE A FINANCIAL SERVICE LONG
OVERDUE IN THE AUTOMOBILE BUSINESS“
WE SAVE CONSUMERS LIKE YOU up to $10,000
with $5,000 or MORE NOT BEING UNUSUAL
IF YOU ARE SERIOUS ABOUT SAVING MONEY
READ ALL THE WAY TO THE BOTTOM OF THE PAGE
THIS SERVICE ONLY NEGOTIATES FOR THE
BENEFIT OF THE GENERAL PUBLIC.
YOU, THE CONSUMERS, ARE OUR CLIENTS.
WE WORK FOR YOU AND
ONLY IN YOUR BEST INTERESTS
NOT THE CAR DEALERSHIP
WE HANDLE NEW CAR LEASING
AND NEW CAR FINANCING
FOR EVERY MANUFACTURER
FOR EVERY MAKE, MODEL, TRIM LEVEL
“WE NEGOTIATE DIRECTLY FOR CONSUMERS
TO OBTAIN LOWEST PRICES,
LOWEST LEASE PAYMENTS,
LOWEST FINANCE PAYMENTS”
WE SERVE YOU THE GENERAL PUBLIC
NOT AUTOMOBILE DEALERSHIPS
ABOUT ME
MY NAME IS EDWARD JULIANO
I am Retired after 33 years Working
in New Car Dealership Showrooms
I Understand Everything there is to
Know about the Car Business
CAR LEASING & AUTO FINANCING
LEASE4LESS Info
dba
PERSONAL CAR NEGOTIATOR .com
Founded in 2002, Incorporated 2006
in the State of New Jersey, Member of the New Jersey
Better Business Bureau (BBB) A+ Rating since 2008
Although the business is located in New Jersey,
I can save you MONEY & Get MORE MONEY
for your TRADE-IN in all 50 States.
Click BBB LOGO TOP RIGHT COLUMN for REVIEW
(If Mobile – BOTTOM of PAGE)
OUR WEBSITE IS ENCRYPTED & SECURED BY AN SSL CERTIFICATE AND IS VERIFIED BY THE SSL ISSUER, GO DADDY.COM THAT OUR BUSINESS IS REAL & EXISTS IN THE STATE OF NEW JERSEY AND IS INCORPORATED WITH THE LICENSE NUMBER ISSUED IN 2006 BY THE STATE OF NEW JERSEY. CLICK ON THE VERIFIED & SECURE LOGO IN THE TOP RIGHT SIDE COLUMN TO VIEW THE DATA. MOBILE DEVICE – BOTTOM OF PAGE
HOW WE SAVE YOU MONEY
WE NEGOTIATE STRICTLY FOR THE BENEFIT
of YOU the CONSUMER. WE SAVE YOU MONEY
in ALL of the FOLLOWING AREAS:
#1. NEGOTIATE LOWEST PRICES
#2. NEGOTIATE LOWEST MONEY FACTORS (Leasing)
#3. NEGOTIATE LOWEST INTEREST RATES (Financing)
#3. NEGOTIATE HIGHEST TRADE-IN VALUES
#4. NEGOTIATE REBATES TO ENSURE THAT
“NO MONEY IS LEFT ON THE TABLE”
#5. NEGOTIATE UNDISCLOSED DEALER CASH INCENTIVES
These INCENTIVES are PAID DIRECTLY to the
CAR DEALERSHIP by the VEHICLE MANUFACTURERS and
ARE NOT REQUIRED TO BE DISCLOSED TO THE CONSUMER.
KNOW THE SELLING PRICE
AMOUNT OF DISCOUNT
TOTAL DUE AT SIGNING
MONTHLY PAYMENT
BEFORE
WALKING IN THE FRONT DOOR
OF THE CAR DEALERSHIP
WE HANDLE ALL NEGOTIATIONS, ALL YOU DO
IS SIGN AND DRIVE HOME YOUR NEW VEHICLE
KNOWING YOU DID NOT GET TAKEN ADVANTAGE OF
BY THE CAR SALESMAN, SALES MGR. OR F&I MGR.
probably for the first time in your life!
NEVER OVERPAY AGAIN
@ ANY AUTOMOBILE
DEALERSHIP IN THE U.S.A.
CALL RIGHT NOW
ASK FOR EDWARD
973-809-3745
I am happy to answer all of your questions!
Our Services are available in all 50 States…
Very Few People Know Our Services Exist
Please Help Spread the Word!
NEVER GO TO A CAR DEALERSHIP ALONE
BUYING or LEASING ANY NEW VEHICLE
Take an EXPERT LEVEL Car Negotiator with you!
IN-PERSON within 60 Miles N.Y.C., N.Y.
OR
up to 6,000 miles away I am with you
via PHONE, TEXT, FACE-TIME or SKYPE
CALL NOW!
973-809-3745
ask for Edward
SALESMAN and SALES MANAGERS
ARE NOT YOUR FRIENDS
They are WELL TRAINED
Professional Negotiators
Paid on the GROSS PROFIT
they make on You!
The Higher THE PRICE
The Higher THEIR COMMISSION
SAVE TIME
SAVE MONEY
SAVE STRESS
We are a Full Service Negotiation Company
who works directly for you…
Everything is done in advance and emailed to you,
BEFORE
you walk in the front door of the car dealership
KNOW BEFORE YOU SIGN!
CALL NOW!
973-809-3745
ask for Edward
BUYER BEWARE!
WHAT YOU DO NOT KNOW
WILL COST YOU
THOUSANDS OF DOLLARS!
Did you know automobile dealerships have the
LEGAL RIGHT to MARK-UP your INTEREST RATE
or
MONEY FACTOR (Lease) as much as
3% A.P.R. which comes to
THOUSANDS of DOLLARS
IN EXTRA INTEREST CHARGES
which the DEALERSHIP KEEPS AS PURE PROFIT
YOU, THE BUYER, MUST UNDERSTAND
HOW THIS HAPPENS!
DO YOU UNDERSTAND IT?
IF NOT,
YOU SHOULD CALL ME
RIGHT NOW!
973-809-3745
Ask for Edward
Did you have any idea that in order to get the
absolute best deal you must understand
EVERY NUMBER on the LEASE or FINANCE
CONTRACT?
DO YOU UNDERSTAND EVERY NUMBER ON THE
LEASE OR FINANCE CONTRACT?
IF NOT, YOU HAD BETTER THINK
TWICE BEFORE SIGNING IT
You are
LEGALLY & CONTRACTUALLY OBLIGATED
once you SIGN THAT CONTRACT!
Everyone hires an ATTORNEY to REVIEW
their CONTRACT when BUYING A HOME
BUT
Buying or Leasing an Automobile
IS MUCH MORE COMPLICATED!
You Need An EXPERT who UNDERSTANDS EVERY
NUMBER on the LEASE or FINANCE CONTRACT
“only a fool for a doctor
operates on himself,
are you a doctor of
lease & finance contracts”?
Do You UNDERSTAND
EVERY NUMBER on the
LEASE or BANK CONTRACT?
IF NOT, CALL NOW!
973-809-3745
ask for Edward
______________________________________________________________
WHEN LEASING A NEW VEHICLE
Did you know EVERY VEHICLE
Year, Make, Model and even Trim Level
HAS DIFFERENT MONEY FACTORS
and
DIFFERENT RESIDUAL VALUES
EXAMPLE:
TOYOTA CAMRY 4 CYL.
LE, XLE, SE, Special Edition, XSE, Hybrid LE
TOYOTA CAMRY V6 CYL.
LE, XLE, SE, Special Edition, XSE, Hybrid LE
THAT IS 12 DIFFERENT MONEY FACTORS
and
12 DIFFERENT RESIDUAL VALUES
which can be MANIPULATED by the car dealer
to increase their profits
WHAT YOU DO NOT KNOW
WILL COST YOU
THOUSANDS OF DOLLARS
CALL NOW!
973-809-3745
ask for Edward
SAVE THOUSANDS of DOLLARS
Hire
LEASE4LESS Info LLC
dba
PERSONAL CAR NEGOTIATOR
To REVIEW your DEAL
BEFORE you SIGN the CONTRACT
FAX YOUR DEAL TO:
862-238-7824
CALL NOW!
973-809-3745
ask for Edward
KNOW
BEFORE YOU SIGN…
Review for your service
Due to circumstances beyond my control I unexpectedly found myself in need of a new car, and decided I would lease a vehicle for the first time. After reading online about how the vast majority of us are ill equipped to arrange a lease contract against professional car salesmen/negotiators, without getting ripped off, I was dreading the day I’d have to sit down with one of those sharks and give it a go.
_
I was just about to the point of being resigned to the fact that I was not going to be able to get a good deal, when I had the thought “well maybe I can hire someone to negotiate for me”. I then googled “car lease negotiator” and came up with a few companies. The first one called I didn’t feel comfortable with due to his less than friendly attitude to some of the basic questions I had about how his service works. I then came across the Website of www.PersonalCarNegotiator.com and Telephone Number 973-809-3745, which said to ask for Edward. I called the number, and Ed answered. Well after speaking to Ed for just a few minutes, I felt like I was talking to an old friend.
_
Long story short, only two days after telling him what model car I wanted, along with the options, mileage package, and monthly payments I was prepared to pay, he called me back and had found exactly the premium package car and price I was looking for.
_
Also, the day Ed called and found me the car, he was totally prepared to come to Long Island from New Jersey to accompany me to the dealer. Only after I called him back and let him know it’s not necessary he come, since it’s too far of a trip with rush hour approaching, he agreed not to come, but would be right there in the dealership through Skype or text if I had any questions.
_
Finally, I can’t tell you how happy and grateful I am I had Ed find my car, and negotiate my contract. It was a total pleasure dealing with him, and he saved me quite a bit of money to boot. I’ve already recommended his services to friends and family. Thanks again Ed. God willing, we’ll do it again in three years.
“Another happy client”!
Quote from Bill Fisher
Bill Fisher Northport, New York Sent from my iPhone
Call: 973-809-3745
ask for Edward
I am happy to answer your questions
call Right Now!
–
HOW SALES MANAGERS
MANIPULATE BANK CONTRACTS
by Don S. – from Perkasie, Pa.
(REPEAT Client of Personal Car Negotiator)
“People really need to understand that the very personable salesman or manager at the dealership are NOT YOUR FRIENDS“!
I would highly recommend Personal Car Negotiator to anyone who is looking to purchase or lease a new vehicle. I chose the $399 option and got back that investment and much more in savings with the help of Edward and Personal Car Negotiator.
People really need to understand that the very personable salesman or manager at the dealership are NOT your friends and by manipulating different parts of the sale or lease agreement can cost you thousands of dollars over the term or your lease or purchase. This is exactly what happened to me.
I saved over $3,300 after my negotiator phoned the dealer and called them out for switching the money factor (interest rate) and the mileage allowed during the term
of the lease (12K a year vs. 10K).
You see, the dealership was overcharging me on the interest rate of the lease, in order to create a higher interest charge which in fact the dealership gets to keep as pure profit, but instead in this case they were using that extra profit to subsidize the amount they were telling me for the value of my off-lease vehicle which was a 2008 Infinity EX-35 Black on Black with less than 10,000 miles on it. The Used Car Manager did not agree with what I felt the car was worth.
As a result the sales manager did not want to give me the equity I felt I was entitled to based on my research of the current wholesale value of the vehicle which I felt was $29,900 according to KBB. The residual value for the terminating lease vehicle was $22,310 so I figured I had $7,590 of equity I could use towards the new lease.
Edward explained KBB values are not as current as the values he uses directly from the auto auctions through out the nation and that $29,900 was too high for the wholesale value. He said “really exceptionally clean, low mileage, higher end vehicles are being sold back to the dealers from the manufacturers for $4,000 to $4,500 over the residual value”
Edward said, I should expect anywhere from $26,300 to $26,800 Actual Cash Value.
I negotiated $27,000 for the trade-in value which gave me $4,890 EQUITY in the Lease I was Terminating. I could apply the equity in the off lease vehicle to lower my monthly payments on my New Infinity M37-X. I called Ed the next day to tell him and he was very proud of me.
Once the sales manager used the correct money factor and residual value using 12K miles per year and agreed to meet the trade in amount I negotiated, MY MONTHLY PAYMENT DROPPED $100 PER MONTH.
In other words, they gave me $3,000 more on my trade value and then used the correct money factor and residual value, basically wiping out the additional trade dollars which were not real in the first place!
What I got with PCN was dedicated help through the entire lease process over a weeks time. I not only saved thousands of dollars but got an education on how the process works.
With the help of PCN we got the piece of mind knowing we got the best deal possible so we can more fully enjoy our Brand New Infinity M37x. I will definitely call PCN again when I trade in our other car in the very near future. Watch out Jeep dealers!
Don S. – from Perkasie, Pa.
Call: 973-809-3745
ask for Edward
I am happy to answer questions call Right Now!
edwardjuliano@yahoo.com
ed@PersonalCarNegotiator.com
A+ Rating BBB of State of New Jersey
A+ Rating from the State of New Jersey BBB since joining in March 2008. Although the business is located in New Jersey,
I can save you MONEY & Get MORE MONEY for your TRADE-IN in all 50 States.
Click on BBB LOGO in the TOP RIGHT SIDE COLUMN (If Mobile Device – BOTTOM of PAGE)
Our Website is ENCRYPTED & SECURED by an SSL CERTIFICATE (see GREEN BAR in the browser) and is VERIFIED by the SSL ISSURER, GO DADDY .com that OUR BUSINESS IS REAL & EXISTS in the State of New Jersey and is INCORPORATED with the LICENSE NUMBER ISSUED in 2006 by the STATE of NEW JERSEY. Click on the VERIFIED & SECURE LOGO from GO DADDY in the TOP RIGHT SIDE COLUMN to VIEW the DATA. (If Mobile Device – BOTTOM of PAGE)
