WELCOME TO PERSONAL CAR NEGOTIATOR
PERSONAL CAR NEGOTIATOR.com
Celebrating 12 Years Negotiating ON-LINE in 2014 for the Benefit of YOU, the CONSUMER
YOU ARE IN THE RIGHT PLACE IF YOU WAN TO SAVE THOUSANDS OF DOLLARS on the purchase, lease, or finance of your next automobile. Any and all years, makes and models are eligible for my services. Whether you’re looking for a brand new vehicle, certified pre-owned, or any used vehicle, I am your Personal Car Negotiator.
SAVE TIME, SAVE MONEY with NO STRESS
Hire a PROFESSIONAL CAR NEGOTIATOR and SAVE THOUSANDS OF DOLLARS. For the very first time in your life, KNOW EXACTLY what you paid for your vehicle, and ABSOLUTELY KNOW you did NOT get taken advantage of by the car dealership.
Established in 2002, Personal Car Negotiator has been assisting people like you to save money on their next car. PCN is a member of the New Jersey BBB and maintain an A+ rating with no complaints. Although the business is located in New Jersey, I can help you save money in all 50 states.
THE PERSONAL CAR NEGOTIATOR – HOW I CAN HELP
I have 33 years of experience as a new car sales manager. But now, I have switched sides of the desk and negotiate and work for you and your best interests. I have been known to save you, the customer, thousands of dollars. The majority or automobile consumers do not read their contract. I specialize in reading the fine print. I also cannot be out-negotiated.
HERE ARE A FEW OF THE VARIABLES I WILL NEGOTIATE ON YOUR BEHALF:
- POSSIBLE EQUITY IN YOUR TERMINATING LEASED VEHICLE TO USE IN YOUR NEW LEASE.
- ACTUAL DISCOUNTED SELLING PRICE OF THE VEHICLE FOR YOUR LEASE.
- TRADE-IN VALUE (I have 25 experience years appraising automobiles)
- INTEREST RATE ON A LEASE KNOWN AS THE “MONEY FACTOR” (Dealer can mark-up the rate)
- INTEREST RATE ON A FINANCE LOAN KNOWN AS THE A.P.R. % RATE (Dealers can mark-up the rate)
- HIGHEST RESIDUAL VALUE within the carline you selected (more car less money)
- BANK ACQUISITION FEE (Dealers can mark-up this fee)
- EXCESSIVE DOCUMENTATION FEES (pure profit for the dealers)
- ZERO DOWN, ZERO SECURITY, ZERO DUE AT SIGNING
Remove the stress of buying or leasing a car and call 973-809-3745. We can help you obtain the lowest car prices & monthly payments in your market area.
Check out the wonderful testimonials from some of our satisfied clients!
“People really need to understand that the very personable salesman or manager at the dealership are not your friends”!
I would highly recommend Personal Car Negotiator to anyone who is looking to purchase or lease a new vehicle. I chose the $299 option and got back that investment and much more in savings with the help of Edward and Personal Car Negotiator.
People really need to understand that the very personable salesman or manager at the dealership are NOT your friends and by manipulating different parts of the sale or lease agreement can cost you thousands of dollars over the term or your lease or purchase. This is exactly what happened to me.
I saved over $3,300 after my negotiator phoned the dealer and called them out for switching the money factor (interest rate) and the mileage allowed during the term
of the lease (12K a year vs. 10K).
You see, the dealership was overcharging me on the interest rate of the lease, in order to create a higher interest charge which in fact the dealership gets to keep as pure profit, but instead in this case they were using that extra profit to subsidize the amount they were telling me for the value of my off-lease vehicle which was a 2008 Infinity EX-35 Black on Black with less than 10,000 miles on it. The Used Car Manager did not agree with what I felt the car was worth.
As a result the sales manager did not want to give me the equity I felt I was entitled to based on my research of the current wholesale value of the vehicle which I felt was $29,900 according to KBB. The residual value for the terminating lease vehicle was $22,310 so I figured I had $7,590 of equity I could use towards the new lease.
Edward explained KBB values are not as current as the values he uses directly from the auto auctions through out the nation and that $29,900 was too high for the wholesale value. He said “really exceptionally clean, low mileage, higher end vehicles are being sold back to the dealers from the manufacturers for $4,000 to $4,500 over the residual value”
Edward said, I should expect anywhere from $26,300 to $26,800 Actual Cash Value.
I negotiated $27,000 for the trade-in value which gave me $4,890 EQUITY in the Lease I was Terminating. I could apply the equity in the off lease vehicle to lower my monthly payments on my New Infinity M37-X. I called Ed the next day to tell him and he was very proud of me.
Once the sales manager used the correct money factor and residual value using 12K miles per year and agreed to meet the trade in amount I negotiated, MY MONTHLY PAYMENT DROPPED $100 PER MONTH.
In other words, they gave me $3,000 more on my trade value and then used the correct money factor and residual value, basically wiping out the additional trade dollars which were not real in the first place!
What I got with PCN was dedicated help through the entire lease process over a weeks time. I not only saved thousands of dollars but got an education on how the process works.
With the help of PCN we got the piece of mind knowing we got the best deal possible so we can more fully enjoy our Brand New Infinity M37x. I will definitely call PCN again when I trade in our other car in the very near future. Watch out Jeep dealers!
Don S. - from Perkasie, Pa.
