PersonalCarNegotiator.com

“SAVE TIME * SAVE MONEY * SAVE STRESS * NEVER OVERPAY”

CALL NOW 973-809-3745 ask for EDWARD

SAVE TIME * SAVE MONEY * SAVE STRESS * NEVER OVERPAY @ ANY CAR DEALERSHIP AGAIN! CALL 973-809-3745 ask for EDWARD

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www.Personal Car Negotiator.com

WHO ARE WE?

WE ARE CONSUMER ADVOCATES FOR

AUTOMOBILE LEASING AND FINANCING

FOR THE EVERYDAY PERSON

WE ARE A FINANCIAL SERVICE LONG 

OVERDUE IN THE AUTOMOBILE BUSINESS

WE SAVE CONSUMERS LIKE YOU up to $10,000

with $5,000 or MORE NOT BEING UNUSUAL

IF YOU ARE SERIOUS ABOUT SAVING MONEY

READ ALL THE WAY TO THE BOTTOM OF THE PAGE

 

THIS SERVICE ONLY NEGOTIATES FOR THE

BENEFIT OF THE GENERAL PUBLIC.

YOU, THE CONSUMERS, ARE OUR CLIENTS.

WE WORK FOR YOU AND

ONLY IN YOUR BEST INTERESTS

NOT THE CAR DEALERSHIP

WE HANDLE NEW CAR LEASING 

AND NEW CAR FINANCING 

FOR EVERY MANUFACTURER

FOR EVERY MAKE, MODEL, TRIM LEVEL

“WE NEGOTIATE DIRECTLY FOR CONSUMERS

TO OBTAIN LOWEST PRICES, 

LOWEST LEASE PAYMENTS,

LOWEST FINANCE PAYMENTS”

WE SERVE YOU THE GENERAL PUBLIC

NOT AUTOMOBILE DEALERSHIPS

ABOUT ME 

MY NAME IS EDWARD JULIANO

I am Retired after 33 years Working

in New Car Dealership Showrooms

I Understand Everything there is to

Know about the Car Business

CAR LEASING & AUTO FINANCING

I PERSONALLY GUARANTEE YOUR SATISFACTION

 

LEASE4LESS Info

dba

PERSONAL CAR NEGOTIATOR .com

Founded in 2002, Incorporated 2006

in the State of New Jersey, Member of the New Jersey

Better Business Bureau  (BBB) A+ Rating since 2008

Although the business is located in New Jersey, 

I can save you MONEY & Get MORE MONEY 

for your TRADE-IN in all 50 States.

Click BBB LOGO TOP RIGHT COLUMN  for REVIEW

 (If Mobile – BOTTOM of PAGE)

 OUR WEBSITE IS ENCRYPTED & SECURED BY AN SSL CERTIFICATE AND IS VERIFIED BY THE SSL ISSUER, GO DADDY.COM  THAT OUR BUSINESS IS REAL & EXISTS IN THE STATE OF NEW JERSEY AND IS INCORPORATED WITH THE LICENSE NUMBER ISSUED IN 2006 BY THE STATE OF NEW JERSEY.  CLICK ON THE VERIFIED & SECURE LOGO IN THE TOP RIGHT SIDE COLUMN TO VIEW THE DATA.  MOBILE DEVICE – BOTTOM OF PAGE

HOW WE SAVE YOU MONEY

 WE NEGOTIATE STRICTLY FOR THE BENEFIT

of YOU the CONSUMER.  WE SAVE YOU MONEY 

in ALL of the FOLLOWING AREAS:

#1. NEGOTIATE LOWEST PRICES

#2. NEGOTIATE LOWEST MONEY FACTORS (Leasing) 

#3. NEGOTIATE LOWEST INTEREST RATES (Financing)

#3. NEGOTIATE HIGHEST TRADE-IN VALUES

#4. NEGOTIATE REBATES TO ENSURE THAT

“NO MONEY IS LEFT ON THE TABLE”

#5. NEGOTIATE UNDISCLOSED DEALER CASH INCENTIVES  

These INCENTIVES are PAID DIRECTLY to the

CAR DEALERSHIP by the VEHICLE MANUFACTURERS and

ARE NOT REQUIRED TO BE DISCLOSED TO THE CONSUMER.

 

KNOW THE SELLING PRICE

AMOUNT OF DISCOUNT

TOTAL DUE AT SIGNING

MONTHLY PAYMENT

BEFORE

WALKING IN THE FRONT DOOR

OF THE CAR DEALERSHIP

WE HANDLE ALL NEGOTIATIONS, ALL YOU DO

IS SIGN AND DRIVE HOME YOUR NEW VEHICLE

KNOWING YOU DID NOT GET TAKEN ADVANTAGE OF

BY THE CAR SALESMAN, SALES MGR. OR F&I MGR.

probably for the first time in your life!

NEVER OVERPAY AGAIN 

@ ANY AUTOMOBILE

DEALERSHIP IN THE U.S.A.

 Satifaction Guaranteed 100%

  READ OUR 100% GUARANTEE

   CALL RIGHT NOW

ASK FOR EDWARD

973-809-3745

I am happy to answer all of your questions!

 Our Services are available in all 50 States…

 

Very Few People Know Our Services Exist

Please Help Spread the Word!

 

  NEVER GO TO A CAR DEALERSHIP ALONE

BUYING or LEASING ANY NEW VEHICLE

 Take an EXPERT LEVEL Car Negotiator with you!

IN-PERSON within 60 Miles N.Y.C., N.Y.

OR  

up to 6,000 miles away I am with you

via PHONE, TEXT, FACE-TIME or SKYPE

CALL NOW!

973-809-3745

ask for Edward

    

SALESMAN and SALES MANAGERS 

ARE NOT YOUR FRIENDS

They are WELL TRAINED 

Professional Negotiators

Paid on the GROSS PROFIT 

they make on You!

The Higher THE PRICE

The Higher THEIR COMMISSION

 

 SAVE TIME

SAVE MONEY

SAVE STRESS

We are a Full Service Negotiation Company

who works directly for you…

Everything is done in advance and emailed to you,

BEFORE

you walk in the front door of the car dealership

KNOW BEFORE YOU SIGN! 

CALL NOW!

973-809-3745  

ask for Edward

BUYER BEWARE!

WHAT YOU DO NOT KNOW

WILL COST YOU

THOUSANDS OF DOLLARS!

 

 Did you know automobile dealerships have the

LEGAL RIGHT to MARK-UP your INTEREST RATE

or

MONEY FACTOR (Lease) as much as

3% A.P.R. which comes to

THOUSANDS of DOLLARS 

IN EXTRA INTEREST CHARGES

which the DEALERSHIP KEEPS AS PURE PROFIT

 

YOU, THE BUYER, MUST UNDERSTAND

HOW THIS HAPPENS! 

 

DO YOU UNDERSTAND IT?

IF NOT,

YOU SHOULD CALL ME

RIGHT NOW!

973-809-3745

 Ask for Edward

Did you have any idea that in order to get the

absolute best deal you must understand

EVERY NUMBER on the LEASE or FINANCE

CONTRACT?

 

DO YOU UNDERSTAND EVERY NUMBER ON THE

LEASE OR FINANCE CONTRACT?

 

IF NOT, YOU HAD BETTER THINK

TWICE BEFORE SIGNING IT

You are 

LEGALLY & CONTRACTUALLY OBLIGATED

 once you SIGN THAT CONTRACT!

Everyone hires an ATTORNEY to REVIEW

their CONTRACT when BUYING A HOME 

BUT

Buying or Leasing an Automobile

IS MUCH MORE COMPLICATED!

You Need An EXPERT who UNDERSTANDS EVERY

NUMBER on the LEASE or FINANCE CONTRACT

“only a fool for a doctor

operates on himself,

are you a doctor of

lease & finance contracts”?

Do You UNDERSTAND

EVERY NUMBER on the

LEASE or BANK CONTRACT

IF NOT, CALL NOW!

973-809-3745  

ask for Edward

______________________________________________________________

WHEN LEASING A NEW VEHICLE 

Did you know EVERY VEHICLE

Year, Make, Model and even Trim Level

HAS DIFFERENT MONEY FACTORS

and

DIFFERENT RESIDUAL VALUES

EXAMPLE:

TOYOTA CAMRY 4 CYL.

LE, XLE, SE, Special Edition, XSE, Hybrid LE

TOYOTA CAMRY V6 CYL.

LE, XLE, SE, Special Edition, XSE, Hybrid LE

THAT IS 12 DIFFERENT MONEY FACTORS

and

12 DIFFERENT RESIDUAL VALUES

which can be MANIPULATED by the car dealer

to increase their profits

WHAT YOU DO NOT KNOW

WILL COST YOU

THOUSANDS OF DOLLARS

CALL NOW!

973-809-3745  

ask for Edward

 

 SAVE THOUSANDS of DOLLARS

Hire

LEASE4LESS Info LLC  

dba  

PERSONAL CAR NEGOTIATOR 

To REVIEW your DEAL 

BEFORE you SIGN the CONTRACT

 FAX YOUR DEAL TO:

862-238-7824

 CALL NOW!

973-809-3745  

ask for Edward

KNOW

BEFORE YOU SIGN…

  

Click HERE for 40 Different Clients’ VIDEO TESTIMONIALS

Click HERE more Written Testimonials

Review for your service

HOW SALES MANAGERS

MANIPULATE BANK CONTRACTS

by Don S. – from Perkasie, Pa.

(REPEAT Client of Personal Car Negotiator)

“People really need to understand that the very personable salesman or manager at the dealership are NOT YOUR FRIENDS“!

I would highly recommend Personal Car Negotiator to anyone who is looking to purchase or lease a new vehicle. I chose the $399 option and got back that investment and much more in savings with the help of Edward and Personal Car Negotiator.

People really need to understand that the very personable salesman or manager at the dealership are NOT your friends and by manipulating different parts of the sale or lease agreement can cost you thousands of dollars over the term or your lease or purchase. This is exactly what happened to me.

I saved over $3,300 after my negotiator phoned the dealer and called them out for switching the money factor (interest rate) and the mileage allowed during the term
of the lease (12K a year vs. 10K).

You see, the dealership was overcharging me on the interest rate of the lease, in order to create a higher interest charge which in fact the dealership gets to keep as pure profit, but instead in this case they were using that extra profit to subsidize the amount they were telling me for the value of my off-lease vehicle which was a 2008 Infinity EX-35 Black on Black with less than 10,000 miles on it. The Used Car Manager did not agree with what I felt the car was worth.

As a result the sales manager did not want to give me the equity I felt I was entitled to based on my research of the current wholesale value of the vehicle which I felt was $29,900 according to KBB. The residual value for the terminating lease vehicle was $22,310 so I figured I had $7,590 of equity I could use towards the new lease.

Edward explained KBB values are not as current as the values he uses directly from the auto auctions through out the nation and that $29,900 was too high for the wholesale value. He said “really exceptionally clean, low mileage, higher end vehicles are being sold back to the dealers from the manufacturers for $4,000 to $4,500 over the residual value”

Edward said, I should expect anywhere from $26,300 to $26,800 Actual Cash Value.

I negotiated $27,000 for the trade-in value which gave me $4,890 EQUITY in the Lease I was Terminating. I could apply the equity in the off lease vehicle to lower my monthly payments on my New Infinity M37-X. I called Ed the next day to tell him and he was very proud of me.

Once the sales manager used the correct money factor and residual value using 12K miles per year and agreed to meet the trade in amount I negotiated, MY MONTHLY PAYMENT DROPPED $100 PER MONTH.

In other words, they gave me $3,000 more on my trade value and then used the correct money factor and residual value, basically wiping out the additional trade dollars which were not real in the first place!

What I got with PCN was dedicated help through the entire lease process over a weeks time. I not only saved thousands of dollars but got an education on how the process works.

With the help of PCN we got the piece of mind knowing we got the best deal possible so we can more fully enjoy our Brand New Infinity M37x. I will definitely call PCN again when I trade in our other car in the very near future. Watch out Jeep dealers!

Don S. – from Perkasie, Pa.

Call:  973-809-3745

  ask for Edward    

I am happy to answer questions call Right Now!

 edwardjuliano@yahoo.com

ed@PersonalCarNegotiator.com

“Click HERE” to ORDER our services”

A+ Rating BBB of State of New Jersey

A+ Rating from the State of New Jersey BBB since joining in March 2008.  Although the business is located in New Jersey,

I can save you MONEY & Get MORE MONEY for your TRADE-IN in all 50 States. 

Click on BBB LOGO in the TOP RIGHT SIDE COLUMN   (If Mobile Device – BOTTOM of PAGE)

Our Website is ENCRYPTED & SECURED by an SSL CERTIFICATE (see GREEN BAR in the browser) and is VERIFIED by the SSL ISSURER,  GO DADDY .com  that OUR BUSINESS IS REAL & EXISTS in the State of New Jersey and is INCORPORATED with the LICENSE NUMBER ISSUED in 2006 by the STATE of NEW JERSEY.  Click on the VERIFIED & SECURE LOGO from GO DADDY in the TOP RIGHT SIDE COLUMN to VIEW the DATA.   (If Mobile Device – BOTTOM of PAGE)

Click for the BBB Business Review of this Consultants - Automobile Purchase in Clifton NJ

guarentee

 

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Personal Car Negotiator
is owned and operated by
LEASE4LESS Info LLC

1360 Clifton Ave, Clifton, N.J. 07012

CALL TODAY 973-809-3745
24/7 FAX: 862-238-7824

Ed@PersonalCarNegotiator.com
or
EdwardJuliano@yahoo.com

Click for the BBB Business Review of this Consultants - Automobile Purchase in Clifton NJ

guarentee

 

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